Reader’s Question: I would like to purchase a life insurance and get a quote online first in Montgomery AL. What should I be looking for online? Todd Thank you for asking Todd. It is very essential that you take a time to get an in depth understanding of what life insurance was designed for and [...]

Reader’s Question: Im planning to buy a life insurance in Alabama and I just want to ask how long should a term life insurance period should I buy? Gene Thank you for asking Gene. Knowing which guaranteed term duration you should buy in Alabama – 10 years, 20 years, 30 years, or some other number [...]

Reader’s Question: Ive searched at several different life insurance providers but they all seem too expensive for me. How can I find a cheap life insurance in Huntsville Alabama. Please help. Arthur Thank you for asking Arthur. You might not find cheap term life insurance instantly in HUnstsville AL, but it’s actually not as hard [...]

Reader’s Question: I am planning to get a life insurance in Alabama but I don’t know how to go about shopping for it. Any tips? Joanne Montgomery, AL As a long term proposition, you have to make sure that you will get the best deal in Alabama according to your needs, policy type, stability of [...]

Reader’s Question: A friend of mine in Alabama suggests I purchase a variable life insurance policy and opt to invest the cash value in Alabama-based fund. Am I guaranteed I’d get my investments with this type of policy? Tara Montgomery, AL Good Question, Tara. No. Variable life is designed as a true investment with a [...]

Reader’s Question: I had a heart attack 2 weeks ago. Will it be possible to purchase an affordable life insurance rate in Alabama after the attack? Rick Birmingham AL It is important to provide the correct and accurate information possible to your insurance company to get the right quotation of life insurance rates. In addition, [...]

Reader’s Question: Last week, my friend and I found out that she has cancer. Is it still possible for her to get a life insurance here in Alabama? Linda Birmingham, AL Hi there, Linda, I hope your friend is doing fine. Yes, it’s still possible for her to get a life insurance even if she [...]

Reader’s Question: My dad is a pilot by profession. And I learned that my dad’s profession is considered high risk in Birmingham, Alabama. With this, he is paying higher life insurance rates as compared to others. Why is that? Tina Birmingham, AL In general, life insurance companies consider a person’s lifestyle in setting their life [...]

Reader’s Question: I am a single parent of a 5-year old from Alabama. Do I need a life insurance? Can a life insurance cover my child’s college education? Will a life insurance pay my mortgage and credit card debts after my death? Marianne Montgomery, AL   Very relevant questions, Marianne. Yes, I think you need [...]

Reader’s Question: A local insurance company in Alabama offers coverage for a universal life insurance. Does a universal life insurance policy assure of a fixed premium for the whole term? Nick Huntsville, AL Good Question Nick. No. The insurance policy can increase charges since it offers greater flexibility compared to the Alabama whole or term [...]