Reader’s Question: Is it true that light smoker’s get the same life insurance rate as the chain smokers? I live in Huntsville Alabama. Jane Thank you for asking Jane. All life insurance providers in Huntsville Alabama will offer smoker rates regardless if you smoke cigarettes, cigars, chew tobacco, or nicorette gum etc. The few life [...]

Reader’s Question: I smoke cigars occasionally and I do not smoke cigarettes. Am I going to pay the smoker’s insurance rate for my life insurance in Mobile Alabama? Alfred Thank you for asking Alfred. The ways in which life insurance providers categorize treatment of cigar smokers literally differ from one extreme to the other. Some [...]

Reader’s Question: What requirements are needed for me not to undergo medical exam for term life insurance in Montgomery AL? Felice Thank you for asking Felice. You may be surprised that not all Alabama tem life insurance providers require potential policyholder’s to undergo a medical exam. You can obtain term life insurance with no exam [...]

Reader’s Question: How long does it take to get a life insurance quote online? Im thinking if I should rather get a quote personally to an insurance agent here in Alabama than wait for the quote online. Mary Thank you for asking Mary. Usually it does not take very long to obtain an Alabama car [...]

Reader’s Question: Im trying to get a quote online from insurance companies in Mobile Alabama. Where and how should I start? Im planning to buy a whole life insurance. Michelle Thank you for asking Michelle. Getting a Mobile Alabama whole life insurance online quote doesn’t require too much research on your part because instead of [...]

Reader’s Question: I live in Huntsville Alabama and Im planning to get a life insurance and I was advised about the term life insurance. Can you tell me more about it please? Ray Thank you for asking Ray. A life insurance that provides coverage for the insured for a set time period in return for [...]