Reader’s Question: Im planning to buy a life insurance in Alabama and I just want to ask how long should a term life insurance period should I buy? Gene Thank you for asking Gene. Knowing which guaranteed term duration you should buy in Alabama – 10 years, 20 years, 30 years, or some other number [...]

Reader’s Question: I am planning to get a life insurance in Alabama but I don’t know how to go about shopping for it. Any tips? Joanne Montgomery, AL As a long term proposition, you have to make sure that you will get the best deal in Alabama according to your needs, policy type, stability of [...]

Reader’s Question: A friend of mine in Alabama suggests I purchase a variable life insurance policy and opt to invest the cash value in Alabama-based fund. Am I guaranteed I’d get my investments with this type of policy? Tara Montgomery, AL Good Question, Tara. No. Variable life is designed as a true investment with a [...]

Reader’s Question: I had a heart attack 2 weeks ago. Will it be possible to purchase an affordable life insurance rate in Alabama after the attack? Rick Birmingham AL It is important to provide the correct and accurate information possible to your insurance company to get the right quotation of life insurance rates. In addition, [...]